ABOUT US
Radian provides an array of financial products, to help clients meet their financial needs through our affordable and convenient solutions.
Our story
Radian Finserv is an RBI approved NBFC that aims to revolutionize the lending industry in India. By leveraging technology and data analytics, Radian Finserv is able to offer loans at competitive interest rates and with minimal paperwork. With a strong commitment to customer service, Radian Finserv is constantly innovating to make the lending process as easy and hassle-free as possible.
Radian recognizes the importance of the human touch in financial services, especially for tasks that require empathy or decision-making skills. To that end, we combines technology-driven processes with a strong commitment to exceptional customer service to offer the best of both worlds. Radian’s founding team is highly competent in implementing plans and delivering top-notch solutions to their customers.
Radian operates in the Gold loan, MSME secured and unsecured loans market and has plans to expand into other retail lending products. The company’s well-established distribution network covering five states in India, with 28 branches as on Jan 31, 2025, is intended to provide a seamless and convenient experience for customers.
Radian is dedicated to innovation and exceptional customer service, and the organization approach to financial services combines the latest technology with the human touch to meet the evolving needs of consumers
Start with Radian
Vision
To provide financial solutions to underserved customers through a range of products and offerings in a transparent and trustworthy manner. To help enhance the financial well-being of our customers while upholding the highest standards of probity.
Mission
To foster a culture of execution and excellence, and to provide seamless and superior service to customers through efficient use of technology, in a compliant manner, through a quality workforce.
Our Values
Our core values at Radian play a vital role in shaping a high-performing organization. See how they guide us every day.
Customer-first
Radian prides itself on being a customer-first organization by providing end-to-end customer support.
Innovation
We are creative and open-minded. We are solution-oriented and seek to prioritize technology to solve problems.
Excellence
We set high standards and challenge ourselves not to just get by. We are bold and we move fast. We have a bias for action.
Integrity
We value integrity and see it as binary. We do not take kindly to unethical behavior. We walk away from business opportunities where our principles are compromised.
Passion
We relish what we do. We have fun at work and enjoy the company of our colleagues. We value diversity: of people, of thought, of work styles.
Respect
We respect our customers, employees, partners – our behaviour and work display this. We care for people’s time.
Process adherence
We are in a distributed business where the core ingredient for success is following a standard process, with no deviations. We place emphasis on compliance and do not look for shortcuts.
Radian at a glance
We strive to be the innovators in building an inclusive and sustainable future of Gold Loan, MSME Loan in India.
In just two years we have serviced more than 25,000 customers across our branches.
Customers
Branches
Cities
States
As on May, 2025
Our Team
Our strategic vision to be the most trusted loans company is anchored in the RADIAN’s Executive Leadership team and our Board of Directors. Meet the leaders who are setting our course for transformation.
Sanjiv Bhasin
Sumit Sharma
Sunil Khanna
Lavanya B
Manjunath K
Partha Sengupta Sanjiv BhasinSanjiv Bhasin is a career banker with over 40 years of rich experience in the banking industry. He has worked in various leadership positions with large multi-national banks such as HSBC, Rabo Bank, DBS, and AfrAsia spanning Asia, Africa, and the United Kingdom. He has played an instrumental role in the formulation of regulations involving the financial services industry in different jurisdictions.
His expertise range from risk management, governance, and back-office controls to building the right team to create a meaningful impact amidst the competitive landscape. In the last decade especially, he has keenly focused on establishing digital platforms to redefine customer experience and increase market outreach across multi segments, services, and jurisdictions.
At Radian, he provides strategic guidance to build a culture of delivering business excellence and establishing a brand that truly understands the retail lending segment.
— Sanjiv Bhasin, Chairman
Sumit SharmaSumit has worked in corporate, consulting and operational roles, spanning country, regional and global mandates in his over 25 years of experience. He has worked across multiple geographies and has gained experience in business strategy, operations and people practices across different industries.
His primary experience has been in financial services, where he worked with HSBC (Mumbai, Hong Kong, London, Jakarta) and DBS (Singapore). He also held leadership positions in Telenor, and Jana Small Finance Bank, prior to co-founding Vector Finance, a microfinance institution incorporated with the vision of financial inclusion and women empowerment.
Sumit has significant experience in scaling up and transforming organizations. He co-founded Radian in 2020, and provides leadership to the organization, overseeing different functions and setting up the strategy and functioning of Radian.
He holds an MBA from INSEAD, Fontainebleau, France, and is an alumnus of XLRI, Jamshedpur.
— Sumit Sharma, Chief Executive Officer
Sunil KhannaSunil Khanna is a seasoned and thoughtful leader with a unique track record of running and scaling businesses. He has held leadership roles for over two decades across India, Indonesia, Singapore, the United Kingdom, and the United States of America in ABB, DCM Data Products and Hindustan Aeronautics Ltd.
He is the Non-Executive Chairman at Vertiv Energy (previously Emerson Network Power), India, since 2020, prior to which he was the President and MD at Emerson Network. He is a founding member of the Automation Industry Association and was the Chairman of the CII Maharashtra Council from 2015-16.
At Radian, he is the mentor for the growing team and provides key guidance on operational aspects and the overall strategy of the business. He holds an M. Tech in Electrical Engineering from IIT, Kanpur and B.Tech in Electronics Engineering from IIT-BHU.
— Sunil Khanna, Independent Director
Lavanya BLavanya B is a versatile and results-driven leader with over a decade of experience in backend operations. Renowned for her expertise in risk management, process optimization, and team development, Lavanya has spearheaded initiatives that enhance operational efficiency and mitigate risks across gold loans, unsecured loans, and merchant onboarding.
Adept in strategic planning, fraud control, and data-driven decision-making, she has consistently delivered operational excellence while aligning with organizational goals. Lavanya’s proven track record of leadership and her commitment to excellence continue to inspire and drive success in her current role at Radian Finserv Pvt. Ltd.
— Lavanya B, Head CPC & Operations
Manjunath K— Manjunath K, AVP Marketing & Communications
Partha SenguptaPartha Sengupta is a seasoned business leader with over 27 years of experience in the financial services sector. Since 2022, he has been serving as the Chief Operating Officer at Radian FinServ Pvt Ltd, bringing extensive expertise in business growth, strategic planning, and leadership across Banking, NBFCs, Microfinance, E-commerce, Digital Lending, and Rural Distribution.
Partha has a proven track record of managing large portfolios, having overseen INR 14,000 Cr. at ICICI Bank and INR 9,000 Cr. at Barclays Bank. As the CEO of SV Credit Line Ltd. (2021–2022), he spearheaded a 62% increase in AUM while successfully reducing credit losses by 78%. He has also held key leadership roles at Satin Credit Care, Jana Small Finance Bank, and Matrimony.com.
An alumnus of IIM Ahmedabad, Partha holds an MBA in Finance & Marketing from the University of Pune. He has undergone extensive training in risk management, digital lending, and inclusive financing. His contributions to the industry have earned him prestigious accolades, including the SKOCH Award for digitizing micro-lending and the Retail Rising Award from Barclays Bank. He has also been a guest lecturer at Boulder Institute, Turin, Italy.
Partha’s core strengths include business expansion, team leadership, investor relations, process automation, and the development of new business channels.
— Partha Sengupta , Chief Operating Officer
Pushpa Latha
Rajesh K
Rohit Kedia
Shailesh Kukreja
Thiruvengadam K. 
Vijay Raghupathi Pushpa Latha– Pushpa Latha- Vice President – MSME
Rajesh KRajesh brings over 24 years of expertise in the retail financial sector and currently leads the MSME vertical at Radian Finserv as the Business Head – MSME. With a strong background in secured and unsecured lending, he drives the company’s operations, business development, and strategic initiatives in the MSME segment.
Prior to joining Radian Finserv, Rajesh served as the Zonal Business Head for Micro Business Loans in South India at IDFC First Bank. His extensive career includes leadership roles at prominent institutions such as ICICI Bank Ltd, Fullerton India Ltd, Jana Small Finance Bank, and Vistaar Finance.
Rajesh’s core strengths include sales and distribution, channel management, product development, and risk management. He is a seasoned professional in MSME secured lending, excelling in credit policy formulation, appraisals, and portfolio management. Additionally, his expertise extends to fintech processes and technology frameworks, which he leverages to enhance efficiency in retail secured lending and microfinance operations.
At Radian Finserv, Rajesh oversees a wide range of responsibilities, including sales and marketing, credit and risk management, training, and budget planning. His leadership is instrumental in driving growth and delivering value to stakeholders.
Rajesh holds an MBA from Annamalai University and is a certified alumnus of the Advanced Program in Leadership from IIM Bangalore, further solidifying his credentials as a dynamic and results-oriented leader.
– Rajesh K- Business Head – MSME
Rohit KediaRohit Kedia is a seasoned finance professional with a career spanning over a decade. Rohit has a diverse background, having worked in leadership roles for prominent organizations such as KPMG, Stellaris Venture Partners and consulting sectors.
Rohit has accumulated extensive experience across diverse sectors, including private equity, technology, healthcare, and startups, establishing himself as a significant player in the financial landscape. His skill set encompasses IFRS, Ind AS, US GAAP, statutory audits, financial analysis, process improvements, and internal controls.
Rohit is set to spearhead the financial operations and strategy at Radian. With enriching experience in accounting, financial reporting, and direct taxation, his background in venture capital and consulting sectors adds a unique edge to our dynamic team.
He hold Chartered Accountant from The Institute of Chartered Accountants of India.
– Rohit Kedia- Chief Finance officer
Shailesh KukrejaShailesh brings over 19 years of experience in the financial services industry and currently serves as the Business Head for the MSME and Gold Loan businesses in North India at Radian Finserv. He has a robust background in both secured and unsecured lending, playing a crucial role in business development, operations, and strategic initiatives within these key segments.
Throughout his career, Shailesh has held leadership roles at renowned institutions in banking, NBFCs, and microfinance, including S.V. Creditline Ltd., Satin Creditcare Network Ltd., L&T Finance, Bharat Financial Inclusion Ltd., Janalakshmi Financial Services, ICICI Bank, and Shriram Fortune Solutions Ltd. These positions have enabled him to build expertise in areas such as sales and distribution, portfolio management, risk management, and product innovation.
Shailesh is highly skilled in MSME lending, both secured and unsecured, with significant experience in credit policy formulation, appraisals, and portfolio management. He also utilizes his expertise in fintech processes and technology frameworks to enhance operational efficiency and excellence in retail secured lending and microfinance operations.
At Radian Finserv, Shailesh oversees the MSME and Gold Loan businesses, managing key functions like sales, marketing, credit and risk management, training, and budget planning. His leadership and strategic vision are integral to driving growth and expanding the company’s presence in North India.
Shailesh holds an MBA from Prestige Institute of Management, Gwalior.
– Shailesh Kukerji – Business Head
Thiruvengadam K. Thiruvengadam K. is a seasoned professional with over 32 years of experience in the BFSI industry, specializing in audit, risk management, and fraud investigation. He possesses a deep understanding of internal process audits and has developed detailed audit checklists and credit policies.
At Radian, Thiruvengadam leads Internal Audit, Vigilance, and Risk Management at Radian Finserv, overseeing policy preparation, process definition, gold re-valuation, cash management, fraud investigation, and branch audits. He ensures the effective implementation of security systems and risk assessments across the organization.
Before joining Radian, Thiruvengadam held leadership roles at Sanghamithra Rural Financial Services and Belstar Microfinance Limited, where he managed internal audits and risk management across multiple branches. His expertise in fraud detection and investigation is evident through his success in identifying and resolving high-profile fraud cases, including syndicate and document frauds.
Thiruvengadam also brings 10+ years of entrepreneurial experience in FMCG manufacturing, marketing, and distribution, demonstrating strong skills in strategy development, process improvement, and team mentoring. His leadership has made a lasting impact on the organizations he’s been a part of, and he thrives in risk management and challenging roles.
He holds a Bachelor of Commerce degree with a focus on Factory Administration & Costing, and is passionate about fostering team development and driving process enhancements.
– Thiruvengadam K – Audit Head
Vijay Raghupathi Vijay is a seasoned leader with over a decade of experience in banking collections, specializing in both secured and unsecured portfolios. His expertise lies in driving operational efficiency, optimizing recovery strategies, and leading high-performing teams to consistently deliver exceptional results.
In his previous role as Assistant Vice President – Collections at Barclays PLC, Vijay played a critical role in shaping and executing collection strategies, earning recognition for his dynamic leadership and strategic foresight. Prior to that, he held key responsibilities at Standard Chartered Bank, where he led performance management initiatives and successfully delivered on aggressive targets.
A native of Coimbatore, Vijay has called Bangalore home for the past 18 years, where he resides with his wife and two children. He is known for his strategic acumen, calculated risk-taking, and entrepreneurial mindset. These qualities have enabled him to excel in complex, fast-paced environments, driving sustainable growth through operational discipline.
At Radian Finserv, Vijay serves as the Head of Administration and Collections. In this role, he is focused on enhancing collection efficiency, streamlining branch operations, and implementing robust recovery strategies to strengthen the organization’s financial stability. He holds a Bachelor’s degree from Madurai Kamaraj University and brings with him extensive hands-on experience that shapes his pragmatic approach to business transformation.
