Unlock Financial Freedom with Radian's Best Affordable Gold Loan!
Unlock Financial Freedom With Radian's Affordable Gold Loan
- Services at your doorstep
- Branch access available
- RBI Approved NBFC
- Quick Loan Disbursal




An RBI Approved NBFC

Trusted Bank Partners


Lowest interest rate @0.89%
monthly.

Quick & Smooth
release of gold
Our Presence
Currently Operational in Andhra Madhya, Karnataka, Madhya Pradesh, Tamilnadu, Telangana & Utter Pardesh

Ananthpur

Guntur

Kurnool

Vijaywada

Bengaluru

Dewas

Indore

Ratlam

Ujjain

Chennai

Dindigul

Hosur

Madurai

Theni

Hyderabad
Gold Loan at your convenience in
30 minutes with 3 easy steps
Book an appointment
Select preferred time and date for the visit. You can choose branch visit or doorstep delivery
Get full value of your Gold
Gold evaluation and money transfer at your home or branch, as per your choice
Superior Technology
By leveraging IoT technology, Radian or bank vaults offer the best process and seamless services for securing your gold.
Use our gold loan calculator and get customized solution for your requirement
Gold Loan Amount Calculator
Monthly scheme 1 / Monthly
- LTV30% - 75%
- Interest15.00%
- PF0.00%
- Panel0.25% PM
- Loan Range2L To 15L
- Tenure6 M
Monthly scheme 2 / Monthly
- LTV30% - 75%
- Interest20.00%
- PF0.00%
- Panel0.25% PM
- Loan Range50K To 5L
- Tenure6 M
Monthly scheme 3 / Monthly
- LTV30% - 75%
- Interest23.00%
- PF0.00%
- Panel0.25% PM
- Loan Range10K To 5L
- Tenure6 M
Agri loan 1 / Bullet Agri
- LTV30% - 80%
- Interest19.00%
- PF0.00%
- Panel1% PM
- Loan Range1L 50K To 10L
- Tenure6 M
Agri loan 2 / Bullet Agri
- LTV30% - 80%
- Interest21.00%
- PF0.00%
- Panel1% PM
- Loan Range50K To 1L 50K
- Tenure6 M
Plan 1 / Monthly
- LTV30% - 75%
- Interest18.00%
- PF0.00%
- Panel1% PM
- Loan Range5L To 8L
- Tenure12 M
Plan 2 / Monthly 20 Carat
- LTV30% - 60%
- Interest23.00%
- PF0.10%
- Panel1% PM
- Loan Range10k To 5k
- Tenure6M
Plan 3 / Monthly
- LTV30% - 82%
- Interest18.50%
- PF0.00%
- Panel1% PM
- Loan Range25k To 10L
- Tenure6M
Plan 4 / Quaterly
- LTV30% - 71%
- Interest23.00%
- PF0.00%
- Panel1% PM
- Loan Range1L To 15L
- Tenure12M
Plan 5 / Quaterly
- LTV30% - 75%
- Interest19.75%
- PF0.00%
- Panel1% PM
- Loan Range2L To 15L
- Tenure12M
Plan 6 / MonthlyMaturity
- LTV30% - 75%
- Interest20.00%
- PF0.10%
- Panel1% PM
- Loan Range50K To 2L
- Tenure3M
Plan 7 / MonthlyMaturity
- LTV30% - 75%
- Interest23.00%
- PF0.10%
- Panel1% PM
- Loan Range10K To 50K
- Tenure6M
Plan 8 / MonthlyMaturity
- LTV30% - 82%
- Interest18.00%
- PF0.10%
- Panel1% PM
- Loan Range25K To 10L
- Tenure6M
Plan 9 / MonthlyMaturity
- LTV30% - 71%
- Interest18.00%
- PF0.10%
- Panel1% PM
- Loan Range1L To 15L
- Tenure12M
REGULAR
LOAN
Select LTV required
- Interest rate
1.8%
For loan tenure
- Per gram rate
₹ 3495.98
- Interest paid per month
₹ 900*
- Gold Required
14.4*gms
- Total Interest
₹ 5400*
- Highest LTV
- Easy monthly payment of interest
- Principal to be paid at the end of loan tenure
- Interest rate
1.7%
For loan tenure
- Per gram rate
₹ 3262.91
- Interest paid per month
₹ 850*
- Gold Required
15.3*gms
- Total Interest
₹ 5100*
- High LTV
- Low interest rate
- Easy monthly payment of interest
- Principal to be paid at the end of loan tenure
STRESS FREE
LOAN
Select LTV required
- Interest rate
1.8%
For loan tenure
- Per gram rate
₹ 3495.98
- Interest paid per month
₹ 900*
- Gold Required
14.4*gms
- Total Interest
₹ 5400*
- Highest LTV
- Easy monthly payment of interest
- Principal to be paid at the end of loan tenure
EASY
LOAN
Select LTV required
- Interest rate
1.7%
For loan tenure
- Per gram rate
₹ 3262.91
- Interest paid per month
₹ 850*
- Gold Required
15.3*gms
- Total Interest
₹ 5100*
- High LTV
- Low interest rate
- Easy monthly payment of interest
- Principal to be paid at the end of loan tenure
Secure and Convenient Gold Loans
Get a safe and secure gold loan from Radian. Apply from home or visit a branch for fast processing.
Instant Gold Loans
Get an instant loan against your gold and meet all your financial needs in just 30 minutes.
Secure Storage of Your Gold
Unmatched security for your precious gold - powered by IoT technology and trusted by thousands: Radian and bank vaults
Why Radian?

Flexible repayments
Pay whenever you like, close the loan whenever you want.
Quick Release
You won’t have to wait too long, your gold will be released within a day!.
Assured cashback
Get a cashback everytime you make a payment towards your loan.
No hidden charges
You don't have to worry about extra costs at any point!.
100% insured
Your gold is insured through our insurance partners. 100% FREE!
Privacy guaranteed
Radian is an ISO certified company. All your information and loan details is completely secure.
RadianEmpowers
Hear from some of our 3000+ happy customers!



Get in touch with us
In case you want to meet us, we are spread across 50+ locations including Andhra Pradesh, Karnataka, Madhya Pradesh, Tamilnadu, Telangana, and Uttar Pradesh. You can also take a look at our Frequently Asked Questions for common queries on taking a gold loan online.
Frequently Asked Questions
How can we help you today!
Radian Finserv offers doorstep loan disbursals for gold loans with low interest rates, high value per gram, and technology-based services. The gold ornaments are kept secure in IOT-controlled vaults and customers can reach the company via app or phone 24/7.
To obtain a gold loan, you need to be 18 years or older and submit gold jewelry with a minimum purity of 18 karats. The loan amount is determined based on the weight and purity of your gold.
a) By booking an appointment or providing your information through the website or app, you can initiate a call with the our executive who will obtain the necessary details and guide you through the process.
b) Radian officer will visit your home or you can visit our nearby branch and value your Gold.
c) After assessing the purity of your gold,the loan amount will be transferred to your account before our executive leaves your place.
d) Your gold will be safely secured in a nearby gold vault.
A minimum of 2 documents are required to process the gold loan:
1) At least one identity proof document, such as Aadhaar card, PAN card, Voter ID, Passport or Driving License.
2) At least one address proof document such as Aadhaar card, Voter ID, Passport, Driving license, Utility Bill, Lease Agreement.
In most cases, the same documents cover both the identity and address proofs. In case of an older address on identity proof, a separate document would also be needed.
a) Bullet Payment: Both the principal and the interest amount are paid once the tenure is completed. You are not required to pay any amount during the loan tenure.
b) Monthly Interest Payment: The interest amount is to be paid in regular monthly intervals, and the principal amount is paid at the end of the loan tenure.
IOT controlled vaults at Radian offices are used to keep your gold ornaments safe. In addition, we also store your gold at bank vaults.
24/7 electronic surveillance is deployed at Radian offices to keep your gold safe.
Gold appraising is done in front of you. Our Loan Officers are trained in the appraisal process, and care is taken to ensure that there is no damage to any gold ornaments.

Why choose Radian Finserv?
How to apply for a gold loan with Radian Finserv ?
To avail a low-interest gold loan from Rupeek, all you need to do is place a request on the Radian Finserv app after evaluating the value of your gold with our gold loan calculator. After that, our highly trained gold loan professionals will meet you at your house and appraise the gold right in front of you. We will also check your KYC documents and upload them for verification. Once your documents are verified, the loan amount will be directly transferred to your account, only after which our loan personnel will leave your place with the gold ornaments which will be deposited securely in our partner bank’s vault nearest to you. You can choose a low-interest gold loan of your choice based on your requirements. The entire process of gold appraisal to disbursal of loan takes only 30 minutes.

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