Unlock Financial Freedom With Radian's Loans
Trusted Bank Partners
Our Products
Unlock Financial Freedom With Radian's Affordable Gold Loan
Trusted Bank Partners
Lowest interest rate @0.89%
monthly.
Quick & Smooth
release of gold
Our Presence
Currently operational in Andhra Pradesh, Karnataka, Madhya Pradesh, Tamilnadu, & Telangana.
Ananthpur
Andhra Pradesh
Guntur
Andhra Pradesh
Kurnool
Andhra Pradesh
Chittoor
Andhra Pradesh
Bengaluru
Karnataka
Chamrajnagara
Karnataka
Mysore
Karnataka
Dewas
Madhya Pradesh
Indore
Madhya Pradesh
Ratlam
Madhya Pradesh
Chennai
Tamil Nadu
Coimbatore
Tamil Nadu
Dharamapuri
Tamil Nadu
Dindigul
Tamil Nadu
Erode
Tamil Nadu
Hosur
Tamil Nadu
Harur
Tamil Nadu
Krishnagiri
Tamil Nadu
Madurai
Tamil Nadu
Pondicherry
Tamil Nadu
Periyakulam
Tamil Nadu
Salem
Tamil Nadu
Theni
Tamil Nadu
Trichy
Tamil Nadu
Tiruppur
Tamil Nadu
Hyderabad
Telangana
Latest Blogs & Media
news, expert insights, and practical tips and tricks.
Sumit Sharma, reveals his personal thoughts and perspectives on aligning technology and business
Gold loans are booming! Discover the key trends and growth drivers shaping this market as our COO, Partha Sengupta shares expert insights in CNBC
Does Taking a Gold Loan Affect My Credit Score?
Stay Informed: Recent Pan Card Rule Changes Simplified
Common Misconceptions About Gold Loans Debunked: Separating Fact from Fiction
Our founder, Sumit Sharma shares his insights on the gold market surge: With the recent import duty cut, demand is set to rise just in time for the festive and wedding season.
RBI announces premature redemption for SGBs issued between 2017 and 2020. Sumit Sharma, Founder, highlights that this move reflects the government's strategic...
Radian Finserv Launches ‘Radian Wellness Program’: Pledge Gold for Rs 25,000 and Unlock Financial and Health Security Benefits Across
Loan at your convenience in
3 easy steps
Book an appointment
Schedule a convenient date and time for doorstep service, or visit the nearest branch.
Documentation
Submit the required documents, either in person or online.
Approval
Get swift approval, and have the funds disbursed directly to your account.
Use our gold loan calculator and get customized solution for your requirement
Gold Loan Amount Calculator
Secure and Convenient Gold Loans
Get a safe and secure gold loan from Radian. Apply from home or visit a branch for fast processing.
Instant Gold Loans
Get an instant loan against your gold and meet all your financial needs in just 30 minutes.
Secure Storage of Your Gold
Unmatched security for your precious gold - powered by IoT technology and trusted by thousands: Radian and bank vaults
Why Radian?
Flexible repayments
Pay whenever you like, close the loan whenever you want.
Quick Release
You won’t have to wait too long, your gold will be released within a day!.
Assured cashback
Get a cashback everytime you make a payment towards your loan.
No hidden charges
You don't have to worry about extra costs at any point!.
100% insured
Your gold is insured through our insurance partners. 100% FREE!
Privacy guaranteed
Radian is an ISO certified company. All your information and loan details is completely secure.
RadianEmpowers
Hear from some of our 25000+ happy customers!
Sharda Upadhyay
Sharda Upadhyay runs a small shop catering to items of daily needs. She has run the shop for over 7 years, and has been keen to add more products in her shop. Given the lack of availability of funds, her expansion has been stagnant. Once she took a loan of INR 300k from Radian in Jan 2024, she has been able to enhance her product line in the shop, essentially adding a new category of cosmetic products.
Vindhyasani Shinde
Vindhyasani Shinde products for the past 5 years. She has generally been sceptical of taking loans, having seen the impact of high interest rates of loans taken by some of her friends. When the Radian team approached and explained the loan offering, as well as the financial impact, she agreed to take a loan of INR 264k in Jan 2024, and has not looked back since… she purchased raw material and finished goods from the amount.
Suman Koriya
Suman Koriya runs a small stitching business for the past 10 years in Indore. Over time, she has established tie ups with local manufacturing plants, and was keen to expand her footprint and business. Her expansion plans necessitated the buying of commercial stitching machines, the cost of which was prohibitive for her, and she was thus hesitant in increasing the scope of her business. She took a loan of INR 300k from Radian Finserv in Jan 24 and purchased 4 commercial stitching machines and raw material.
Sunil Agarwal
Sunil Agarwal deals in household washing and detergent products. He has slowly built this business over the last 10 years. He sought working capital to expand his business, and took loan of INR 300k from Radian in Jan 24. This provided him some liquidity and capital for expansion. With the additional funds, he started participating in the scrap products of washing and detergent products and has added to his offering.
Awards & Recognition
Get in touch with us
In case you want to meet us, we are spread across 38+ locations including Andhra Pradesh, Karnataka, Madhya Pradesh, Tamilnadu and Telangana,. You can also take a look at our Frequently Asked Questions for common queries on taking a gold loan online.
Frequently Asked Questions
How can we help you today!
Radian Finserv offers doorstep loan disbursals for gold loans with low interest rates, high value per gram, and technology-based services. The gold ornaments are kept secure in IOT-controlled vaults and customers can reach the company via app or phone 24/7.
To obtain a gold loan, you need to be 18 years or older and submit gold jewelry with a minimum purity of 18 karats. The loan amount is determined based on the weight and purity of your gold.
a) By booking an appointment or providing your information through the website or app, you can initiate a call with the our executive who will obtain the necessary details and guide you through the process.
b) Radian officer will visit your home or you can visit our nearby branch and value your Gold.
c) After assessing the purity of your gold,the loan amount will be transferred to your account before our executive leaves your place.
d) Your gold will be safely secured in a nearby gold vault.
A minimum of 2 documents are required to process the gold loan:
1) At least one identity proof document, such as Aadhaar card, PAN card, Voter ID, Passport or Driving License.
2) At least one address proof document such as Aadhaar card, Voter ID, Passport, Driving license, Utility Bill, Lease Agreement.
In most cases, the same documents cover both the identity and address proofs. In case of an older address on identity proof, a separate document would also be needed.
a) Bullet Payment: Both the principal and the interest amount are paid once the tenure is completed. You are not required to pay any amount during the loan tenure.
b) Monthly Interest Payment: The interest amount is to be paid in regular monthly intervals, and the principal amount is paid at the end of the loan tenure.
IOT controlled vaults at Radian offices are used to keep your gold ornaments safe. In addition, we also store your gold at bank vaults.
24/7 electronic surveillance is deployed at Radian offices to keep your gold safe.
Gold appraising is done in front of you. Our Loan Officers are trained in the appraisal process, and care is taken to ensure that there is no damage to any gold ornaments.
Why choose Radian Finserv?
How to apply for a gold loan with Radian Finserv ?
To avail a low-interest gold loan from Rupeek, all you need to do is place a request on the Radian Finserv app after evaluating the value of your gold with our gold loan calculator. After that, our highly trained gold loan professionals will meet you at your house and appraise the gold right in front of you. We will also check your KYC documents and upload them for verification. Once your documents are verified, the loan amount will be directly transferred to your account, only after which our loan personnel will leave your place with the gold ornaments which will be deposited securely in our partner bank’s vault nearest to you. You can choose a low-interest gold loan of your choice based on your requirements. The entire process of gold appraisal to disbursal of loan takes only 30 minutes.
