About Us
Radian provides an array of financial products, including gold loans to help clients meet their financial needs through our affordable and convenient solutions.
Our story
Radian Finserv is an RBI approved NBFC that aims to revolutionize the lending industry in India. By leveraging technology and data analytics, Radian Finserv is able to offer gold loans at competitive interest rates and with minimal paperwork. With a strong commitment to customer service, Radian Finserv is constantly innovating to make the lending process as easy and hassle-free as possible.
At the same time, Radian Finserv recognizes the importance of the human touch in financial services, especially for tasks that require empathy or decision-making skills. To that end, the company combines technology-driven processes with a strong commitment to exceptional customer service to offer the best of both worlds. Radian’s founding team is highly competent in implementing plans and delivering top-notch solutions to their customers.
Radian Finserv operates in the gold loan market and has plans to expand into other retail lending products. The company’s well-established distribution network covering six states in India, with 30 branches as on April 30, 2023, is intended to provide a seamless and convenient experience for customers.
Radian Finserv is dedicated to innovation and exceptional customer service, and the organization approach to financial services combines the latest technology with the human touch to meet the evolving needs of consumers.
Start with Radian
Vision
To help release gold holdings in Indian households and businesses, and turn dormant gold into a productive asset
Mission
Provide seamless and superior service to customers through efficient use of technology in a compliant manner through a quality workforce
Our Values
Our core values at Radian play a vital role in shaping a high-performing organization. See how they guide us every day.
Customer-first
Radian prides itself on being a customer-first organization by providing end-to-end customer support.
Innovation
We are creative and open-minded. We are solution-oriented and seek to prioritize technology to solve problems.
Excellence
We set high standards and challenge ourselves not to just get by. We are bold and we move fast. We have a bias for action.
Integrity
We value integrity and see it as binary. We do not take kindly to unethical behavior. We walk away from business opportunities where our principles are compromised.
Passion
We relish what we do. We have fun at work and enjoy the company of our colleagues. We value diversity: of people, of thought, of work styles.
Respect
We respect our customers, employees, partners – our behaviour and work display this. We care for people’s time.
Process adherence
We are in a distributed business where the core ingredient for success is following a standard process, with no deviations. We place emphasis on compliance and do not look for shortcuts.
Radian at a glance
We strive to be the innovators in building an inclusive and sustainable future of Gold Loan in India.
In just a year we have serviced more than 7,500 customers across our branches and helped them unlock the benefit of gold kept in their lockers.
Customers
Branches
Cities
States
As on January, 2024
Our Team
Our strategic vision to be the most trusted gold loan company is anchored in the RADIAN’s Executive Leadership team and our Board of Directors. Meet the leaders who are setting our course for transformation.
Our Directors
Sanjiv Bhasin
Sumit Sharma
Sunil Khanna Sanjiv BhasinSanjiv Bhasin is a career banker with over 40 years of rich experience in the banking industry. He has worked in various leadership positions with large multi-national banks such as HSBC, Rabo Bank, DBS, and AfrAsia spanning Asia, Africa, and the United Kingdom. He has played an instrumental role in the formulation of regulations involving the financial services industry in different jurisdictions.
His expertise range from risk management, governance, and back-office controls to building the right team to create a meaningful impact amidst the competitive landscape. In the last decade especially, he has keenly focused on establishing digital platforms to redefine customer experience and increase market outreach across multi segments, services, and jurisdictions.
At Radian, he provides strategic guidance to build a culture of delivering business excellence and establishing a brand that truly understands the retail lending segment.
— Sanjiv Bhasin, Chairman
Sumit SharmaSumit has worked in corporate, consulting and operational roles, spanning country, regional and global mandates in his over 25 years of experience. He has worked across multiple geographies and has gained experience in business strategy, operations and people practices across different industries.
His primary experience has been in financial services, where he worked with HSBC (Mumbai, Hong Kong, London, Jakarta) and DBS (Singapore). He also held leadership positions in Telenor, and Jana Small Finance Bank, prior to co-founding Vector Finance, a microfinance institution incorporated with the vision of financial inclusion and women empowerment.
Sumit has significant experience in scaling up and transforming organizations. He co-founded Radian in 2020, and provides leadership to the organization, overseeing different functions and setting up the strategy and functioning of Radian.
He holds an MBA from INSEAD, Fontainebleau, France, and is an alumnus of XLRI, Jamshedpur.
— Sumit Sharma, Chief Executive Officer
Sunil KhannaSunil Khanna is a seasoned and thoughtful leader with a unique track record of running and scaling businesses. He has held leadership roles for over two decades across India, Indonesia, Singapore, the United Kingdom, and the United States of America in ABB, DCM Data Products and Hindustan Aeronautics Ltd.
He is the Non-Executive Chairman at Vertiv Energy (previously Emerson Network Power), India, since 2020, prior to which he was the President and MD at Emerson Network. He is a founding member of the Automation Industry Association and was the Chairman of the CII Maharashtra Council from 2015-16.
At Radian, he is the mentor for the growing team and provides key guidance on operational aspects and the overall strategy of the business. He holds an M. Tech in Electrical Engineering from IIT, Kanpur and B. Tech in Electronics Engineering from IIT-BHU.
— Sunil Khanna, Non-Executive Director
Our Management
Asif Bhat
Moorthy M
Partha Sengupta
Rohit Kedia
Vinay ChandraAsif Bhat— Asif Bhat, Tech Advisor
Moorthy M— Moorthy, EVP & Business Head
Partha Sengupta— Partha Sengupta, Chief Operating Officer
Rohit Kedia– Rohit Kedia- Chief Finance officer
Vinay Chandra— Vinay Chandra, Technology Lead
Sanjiv Bhasin
Director
Sanjiv Bhasin is a career banker with over 40 years of rich experience in the banking industry. He has worked in various leadership positions with large multi-national banks such as HSBC, Rabo Bank, DBS, and AfrAsia spanning Asia, Africa, and the United Kingdom. He has played an instrumental role in the formulation of regulations involving the financial services industry in different jurisdictions.
His expertise range from risk management, governance, and back-office controls to building the right team to create a meaningful impact amidst the competitive landscape. In the last decade especially, he has keenly focused on establishing digital platforms to redefine customer experience and increase market outreach across multi segments, services, and jurisdictions.
At Radian, he provides strategic guidance to build a culture of delivering business excellence and establishing a brand that truly understands the retail lending segment.
Sumit Sharma
Director
Sumit Sharma brings over 25 years of diverse experience spanning corporate, consulting, and operational roles in Mumbai, Hong Kong, London, Jakarta and Singapore. He has exposure to various facets involving business & operational strategy along with people practices. His significant experience coupled with eyes on a detailed approach has helped drive sustainable growth and maintain business competitiveness on various occasions.
He has worked with prominent organisations including HSBC, DBS, Telenor and Jana Small Finance Bank. During his entrepreneurial journey, he co-founded Vector Finance, a leading NBFC working in the microfinance domain toward women empowerment followed by co-founding Radian in 2020.
At Radian, he plays a key role in making the organization the preferred partner of choice for millions of retail clientele. He holds an MBA from INSEAD, Fontainebleau, France, and is an alumnus of XLRI, Jamshedpur.
Sunil Khanna
Non-Executive Director
Sunil Khanna is a seasoned and thoughtful leader with a unique track record of running and scaling businesses. He has held leadership roles for over two decades across India, Indonesia, Singapore, the United Kingdom, and the United States of America in ABB, DCM Data Products and Hindustan Aeronautics Ltd.
He is the Non-Executive Chairman at Vertiv Energy (previously Emerson Network Power), India, since 2020, prior to which he was the President and MD at Emerson Network. He is a founding member of the Automation Industry Association and was the Chairman of the CII Maharashtra Council from 2015-16.
At Radian, he is the mentor for the growing team and provides key guidance on operational aspects and the overall strategy of the business. He holds an M. Tech in Electrical Engineering from IIT, Kanpur and B. Tech in Electronics Engineering from IIT-BHU.
Vinay Chandra
Technology Lead
Vinay Chandra is a serial entrepreneur with over 20 years of extensive experience in the technology industry across Bulgaria, Romania, Germany, India, and the United States of America (Atlanta). His first stint involved working with his family’s electronic component manufacturing business followed by starting and setting up consulting business and assisting technology companies with their workforce needs.
In 2013, he co-founded Razorthink Software, devoted to solving customer pain points using Artificial Intelligence (AI) with custom application development. Since 2017, he has been CEO of High Peak Software, where he has been working to create applications across industries leveraging the power of AI and Machine Learning.
At Radian, he oversees technology development in pursuit of reaching out conveniently to masses of retail clientele. He has degrees in Electrical Engineering and Mathematics from Boston University with a research thesis in the field of Speech Recognition from MIT’s Research Lab for Electronics.
Parrtha Senguptaa
Chief Business Officer
Parrtha Senguptaa is a veteran financial professional bringing over 23 years of diverse experience across the e-commerce, banking, and microfinance industry. He has a proven track record of conceiving and implementing ideas in practice that fuel market presence across pan India.
He has been at the helm of affairs managing products, digital payment solutions, market expansion, branch operations, investor relations, etc. in the personal loan, business loan, gold loan, and auto loan space for ICICI Bank, Barclays Bank PLC., Taraashna Financial Services etc.
At Radian, Parrtha is expanding its footprint by making a difference to the business and to clients, ensuring empowering people & communities to achieve better lives.
